Our products

Solutions for every need

Borrow for a project, grow your savings or finance your home: choose the Bifton product that suits you.

Available
For borrowers

Bifton Loan

Post your request, receive offers from lenders (individuals or companies) and get the money on your Mobile Money account.

  • From 10,000 to 500,000 FCFA per request
  • You propose your monthly interest rate
  • Up to 4 repayment instalments
  • Moratorium available if something comes up
Apply now
Available
For savers and companies

Lender Investment

As an individual or a company, lend your savings or cash to recommended members and earn interest at each due date, choosing yourself the requests you fund.

  • Up to 3% interest per month
  • Score, recommendations and history of every borrower
  • Signed debt acknowledgement and solidarity fund
  • Alerts on new requests matching your criteria
Become a lender
Available
Credit line between relatives

Affinity Cash

A cash reserve made available to you by a trusted lender. Withdraw only what you need, when you need it.

  • Credit line valid for 1 year
  • Interest charged only on the amount withdrawn
  • On-demand withdrawals to Mobile Money
  • A lender you choose and who knows you
Open a credit line
Available
Housing finance

Affinity Home

The advance rent required when moving into a home, funded by a corporate lender and repaid month after month. You pay the security deposit and entry fees.

  • Up to 12 months of advance rent financed
  • Landlord paid in two transfers: 50% right away, the balance when the lease starts
  • Security deposit, agency fees and lease registration paid by you, once
  • Monthly instalments through Mobile Money, one per month financed
Finance my home
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Which product for which need?

Bifton LoanLender InvestmentAffinity CashAffinity Home
ForFunding a one-off needGrowing your savingsHaving a reserve at handMoving into a home
Amount10,000 to 500,000 FCFAAccording to your capacitySet with your lenderAdvance rent (up to 12 months)
Cost / returnProposed monthly rate + displayed feesUp to 3% per month0.12% per day on withdrawalsFees, interest and total cost shown before you submit
Duration1 to 4 instalmentsDepends on chosen requests1 yearOne instalment per month financed

A question about our products?

Our team helps you choose the right solution.