Bifton connects borrowers with lenders, individuals and companies alike. Every request is backed by recommendations, rated with a score and followed up to the last repayment.
Everything happens online, from your phone, with Mobile Money.
Sign up, complete your profile and get recommended by members who know you.
Set the amount, the interest rate you offer and your repayment dates. Lenders send you their offers.
Accept the offer that suits you: the money lands on Mobile Money. Repay each instalment to raise your score.
Sign up as an individual or a company, get your account verified and set your lending capacity and alerts.
Check each borrower's score, recommendations and history, then make your offer.
Repayments and interest are paid to you at each due date. Bifton handles follow-up and recovery.
Every borrower is recommended by members who know them. Your network is your guarantee.
A score based on profile, repayment history and recommendations helps lenders decide.
Something came up? Borrowers can ask the lender to postpone a due date instead of paying penalties.
Part of every loan goes into a fund that covers non-repayment cases.
Automatic reminders, a signed debt acknowledgement and, as a last resort, public display and legal action.
Loans, repayments and withdrawals go through MTN Mobile Money and Orange Money, no branch visit needed.
Merci a l'équipe Bifton et aux prêteurs, de m'avoir fait confiance 🙏🕊️
5/5 totalement satisfaite
Super satisfait. Good Job 👍
Cette plateforme m'a beaucoup aidé. Je suggère à tous de faire selon ses capacités. Merci encore
Cette plate forme nous aide énormément et je dois un grand merci a tous les prêteurs. Svp les blagueurs doivent quitter cette plate forme ne la détruisez pas
Cette plateforme facilite le suivi des créances. Elle donne une note assez fiable sur chaque demande. Bifton aura le vent en poupe d'ici peu.
Signing up is free and only takes a few minutes.
To borrow: anyone aged 21 or over with a Mobile Money account, a valid ID and at least one recommendation. To lend: an individual or a company with a verified account.
The minimum is 10,000 FCFA. The limit depends on your profile and score, and grows as you repay on time.
The borrower proposes a monthly rate and the lender may offer another one. The rate and all fees are shown before you confirm.
Penalties apply and your score drops. To avoid this, ask for a moratorium before the due date. Long delays trigger the recovery process set out in the terms.
You freely choose requests, see the score and recommendations, the borrower signs a debt acknowledgement and a solidarity fund covers part of the defaults.
MTN Mobile Money and Orange Money, for payouts as well as repayments and withdrawals.
Yes. When signing up, choose “Corporate account” and fill in the company (trade name, NIU, head office, trade register) and the person who manages the account. Once the account is validated, the company funds the requests of its choice, like an individual lender, through Mobile Money or a bank account.
Our customer service answers Monday to Saturday.
