Bifton was born from a simple idea: lending money between people who trust each other should be easy, safe and transparent, without going through a bank.
In Cameroon as elsewhere, many everyday projects (school fees, a stock of goods, a health emergency) remain unsolved for lack of access to credit. At the same time, many individuals and companies have savings or cash that earn them nothing.
Bifton connects these two worlds. We provide the tools that make these loans reliable: account verification, recommendations, scoring, a clear schedule, a debt acknowledgement and repayment follow-up, all through Mobile Money.
Our network is our guarantee: every loan rests on the trust of the people who know you.
Tontines, meetings, loans between relatives: financial mutual aid is part of our culture. Bifton draws on it and gives it a safer framework.
We built Bifton around Mobile Money so that anyone can borrow, lend and repay from their phone, without travelling.
Every repaid loan strengthens trust within the community and lets reliable members access larger amounts.
Recommendations, identity checks and scoring: trust is built and earned.
Rates, fees and due dates are clearly shown before any commitment.
Moratoriums and a solidarity fund to face the unexpected, together.
Everyone honours their commitments: that is what makes the system work for all.
Write to us or join the community right now.
